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Balanced Saving Plan

This unique plan seeks the higher potential returns from investing in our PSM while reducing the risk through balancing your investment in our PIF and provides regular re-allocation between debt and equity investments through our automated, free-of-cost monthly adjustments. The investor can choose between a plan running over ten or fifteen years. At the initial stage, the equity portion of the portfolio has a weightage of 60%, which reduces to 40% by the end of the investment period. The investments are allocated between our PIF and PSM Fund regularly.

The portfolio is adjusted each month, or other such frequency as we may feel is in the investor’s interest. This ensures that investment in the PSM Fund peaks when the stock prices are low and are cashed out when the prices are high. All of this is done through an automated process managed by our unique computer software.

Risk Disclosure

All investments in mutual funds and securities are subject to market risk. The NAV based prices of Units and any dividends and returns thereon are dependent on forces and factors affecting the capital markets. These may go up or down based on market conditions. Past performance is not necessarily indicative of future results. Please read sections 4.10 to 4.15 of the Offering Documents for understanding the investment policies and the risk involved.